Restaurant & Food Service
Payment Solutions

Built for Speed. Desiganed for Service. Structured for Growth.

St. Louis Merchant Services helps restaurants, bars, and food service operators across the Greater St. Louis area streamline payments, improve guest experience, and protect margins.

Customer-Focused Restaurant Payments

From fast-casual counters in St. Charles to full-service dining in Clayton, we provide modern payment technology built specifically for how restaurants operate today — in-store, tableside, online, and on the go. In today’s dining environment, payment flexibility isn’t optional — it’s expected.

Secure, reliable payment processing for credit cards, debit cards, and mobile wallets — keeping checkout fast and familiar for both staff and guests.

Speed up service with handheld devices that allow guests to review their bill, add tips, and pay directly at the table.
Faster turns. Better experience. Higher tip averages.

Streamline curbside service with mobile and contactless payment options that allow guests to pay securely without leaving their vehicle. Process transactions at the curb using handheld terminals or pre-paid online orders.

Integrated payment tools support takeout, curbside, and delivery. Customers can order and pay directly through your website or app, creating a seamless experience from kitchen to customer.

Reduce wait times. Improve table turns. Keep service flowing.

Whether you operate a single neighborhood restaurant or a growing multi-unit concept, we deliver restaurant-ready technology that keeps you competitive.

Turn Processing Costs Into a Competitive Advantage

Credit card fees can quietly drain restaurant margins.

Saint Louis Merchant Services offers compliant Dual Pricing solutions that allow you to offset card processing costs transparently — without increasing menu prices across the board.

Our structured approach focuses on:

  • Clear pricing at checkout
  • Customer choice
  • Regulatory compliance
  • No hidden fees

For high-volume, tight-margin restaurant environments, that can mean thousands saved annually.

A Unified Restaurant Payment Platform

Our solutions are designed to simplify operations across every channel. Run your restaurant with confidence using centralized reporting tools accessible from any computer or mobile device.

Better Service

Shorter lines, faster checkout, and modern payment options that today’s diners expect.

Built for Restaurants

Designed specifically for food service environments — from quick service to full-service dining and multi-location groups.

Actionable Insights

Understand guest behavior, peak hours, average ticket sizes, and sales trends to make smarter operational decisions.

Fast Deployment

New terminals, additional locations, and updated payment methods can be rolled out quickly with centralized oversight.

Location-Level Dashboards

Monitor daily sales, deposits, reconciliation, and chargebacks by location.

Centralized Sales Visibility

Track in-store and online transactions down to detailed reporting metrics.

Terminal Management

Manage, update, and troubleshoot POS terminals quickly through unified device management tools.

Full-Featured Restaurant Technology

Whether you need a simple countertop terminal or a full restaurant management POS system, we provide scalable solutions to match your concept.

Point of Sale Systems

Inventory tracking, employee permissions, loyalty programs, sales analytics, and multi-location management — all from one system.

Payment Terminals

Plug-and-play wired and wireless devices designed for busy restaurant environments.
All compatible systems support dual pricing.

Payment Gateways

Enable online ordering, recurring billing, hosted checkout pages, and customer insights through secure gateway tools.

Restaurant Payment Security

Security is critical in food service environments handling high transaction volumes.

Saint Louis Merchant Services provides:

  • PCI-compliant processing
  • Point-to-point encryption (P2PE)
  • Tokenization for stored payment data
  • EMV chip technology
  • Real-time fraud monitoring
  • SSL-secured online payments

Protect your guests. Protect your reputation. Protect your revenue.

Built for Every Type of Food Service Business

We support restaurants and food service operations of all sizes:

Single-Location Restaurants

Get up and running quickly with an intuitive POS system designed for owner-operators and independent restaurants. Manage orders, tips, menu modifiers, daily reporting, and inventory from one streamlined platform. Track sales in real time, monitor labor performance, and simplify end-of-day reconciliation — without needing a full IT department.

Bars & Pubs

High-volume shifts demand speed and reliability. Our systems support fast tab management, pre-authorization, split checks, rapid tip entry, and contactless payments to keep bartenders focused on service. Real-time reporting helps you track peak hours, monitor pour costs, and reduce shrinkage — even during the busiest nights.

Multi-Location Groups & Franchises

Centralized dashboards allow you to monitor sales, deposits, labor, and performance across every location from one login. Standardized pricing, consistent POS configurations, and unified reporting ensure a consistent guest experience across your brand. Easily roll out updates, onboard new locations, and manage terminals remotely.

Food Trucks

Mobile, 4G-enabled terminals let you accept tap, chip, swipe, and mobile wallet payments wherever your route takes you. Operate fully wireless with long battery life and secure connectivity. Track daily sales, manage menu items, and reconcile deposits quickly — even when your business runs entirely on wheels.

Delivery-First & Online Brands

Integrated payment gateways support secure online ordering, hosted checkout pages, and one-click payments for repeat customers. Manage digital tickets, sync online orders with your POS, and monitor performance by channel. Built-in reporting helps you track order volume, average ticket size, and customer trends across delivery platforms.

Quick Service Restaurants (QSRs)

Keep lines moving with fast, tap-to-pay checkout and simplified menu workflows designed for speed. Deploy additional terminals quickly during peak hours and onboard new locations with minimal downtime. Integrated reporting provides insights into peak periods, combo performance, and labor efficiency — helping you maximize throughput and revenue.

Ready to Upgrade Your Restaurant Payment Experience?

Call (636) 232-5097 or request a consultation to see how St. Louis Merchant Services can help your restaurant operate faster, smarter, and more profitably.