Online Payment Solutions

Built for Modern St. Louis Businesses

Sell anywhere. Get paid faster. Keep more of what you earn.

Today’s customers expect to pay online — quickly, securely, and from any device. St. Louis Merchant Services provides flexible online payment solutions designed to help local businesses increase conversions, improve cash flow, and maintain full control over costs.


Whether you operate a retail store, service company, medical office, or professional firm, we help you accept payments online with confidence.

Why Choose St. Louis Merchant Services for Online Payments?

From simple payment links to full recurring billing and ACH processing, we make online payments seamless and secure.

Increase Conversions

Offer customers multiple ways to pay — online checkout, invoices, credit cards, debit cards, or ACH — making it easier to complete every sale.

Protect Your Margins

We support transparent pricing models, including online dual pricing options where permitted, helping offset rising card costs.

Enterprise-Level Security

Our gateway is fully PCI compliant and includes encryption, tokenization, and built-in fraud tools to protect every transaction.

Real-Time Reporting

Track payments from click to funding with detailed dashboards and easy-to-read reporting.

Trusted Gateways We Offer

We help you choose the platform that fits your industry, size, and growth plans. We partner with leading gateway providers to deliver reliable, scalable solutions:

Online Checkout

Create a fast, mobile-friendly checkout experience directly on your website or through secure hosted pages. Our online checkout tools reduce friction and increase completed sales while maintaining compliance and data security.

Ideal For:
E-commerce businesses
Appointment bookings
One-time purchases
Service deposits

Hosted Payment Pages
& Payment Links

No website? No problem.
Generate secure, branded payment pages in minutes. Send payment links by email or text so customers can pay instantly from their phone, tablet, or computer.


Perfect For:
Remote payments
Email or SMS invoicing
Contractors & field services
Professional service firms

Recurring Billing & Invoicing

Automate subscriptions, memberships, and ongoing services with secure recurring billing.


Customer card data is safely tokenized and stored, ensuring compliance while providing predictable billing cycles for both you and your customers.


Best For:
Membership organizations
Monthly service contracts
Subscription businesses
Maintenance plans

ACH Electronic Checks

Accept payments directly from your customer’s bank account using secure ACH processing.


ACH is ideal for businesses handling larger transactions or recurring payments where reducing processing costs is a priority.


Benefits Include:
Lower transaction costs
Reduced chargeback risk
Reliable settlement timelines

Virtual Terminals

Process payments manually through a secure web-based portal — no physical terminal required.


Perfect for phone orders, mail orders, or remote transactions. Simply log in, enter the payment details, and process securely from anywhere.

Ready to Accept Payments Online?

Call (636) 232-5097 or request a consultation to see how St. Louis Merchant Services can help your business can operate faster, smarter, and more profitably.