Payment Solutions for 
Professional Services

Built for How You Book, Bill & Get Paid

St. Louis Merchant Services provides flexible, secure payment solutions designed specifically for service-based businesses across the Greater St. Louis area.

Payments That Fit How You Work

Service businesses don’t operate like retail stores — and your payment system shouldn’t either.
We support payments:

Smart terminals and POS systems support tap, chip, swipe, and mobile wallet payments.

Secure gateways integrate with scheduling software for seamless deposits and full payments.

Process secure transactions through a virtual terminal for remote billing.

Send branded invoices via email or SMS so customers can pay instantly from any device.

Wireless mobile terminals let you take payments immediately after service completion.

No matter how your customers prefer to shop, your payment experience remains seamless and secure.

Improve Cash Flow & Reduce Delinquencies

Service businesses often struggle with late payments. Our tools help you:

  • Collect deposits upfront
  • Store cards securely on file
  • Automate recurring billing
  • Send automated payment reminders
  • Offer ACH options for lower-cost processing

Faster payments mean steadier cash flow.

Turn Card Fees Into a Competitive Advantage

Processing costs shouldn’t erode your retail margins.

Saint Louis Merchant Services offers compliant Dual Pricing solutions that help offset rising card costs while maintaining transparency at checkout.

Our structured approach focuses on:

  • Clear pricing at checkout
  • Customer choice
  • Regulatory compliance
  • No hidden fees

Protect your profit without raising shelf prices across the board — and without hidden fees or surprise increases.

Built for Every Type of Professional Service Business

Flexible payment solutions designed to match how you book, bill, and get paid — wherever your services happen.

Hair & Nail Salons

Collect deposits at booking, accept payments at the chair, and securely store cards on file for repeat appointments. Built-in tip prompts, loyalty tracking, and recurring membership billing help increase retention and streamline checkout.

Gyms & Fitness Centers

Automate monthly membership billing, manage recurring training packages, and securely store member payment information. Reduce declined payments with tokenized card storage and monitor revenue trends with real-time reporting.

Yoga & Wellness Studios

Integrate payments with class scheduling, accept contactless check-ins, and manage membership plans effortlessly. Offer digital invoices and easy recurring billing for packages and unlimited plans.

Home Repair & Renovation Contractors

Collect upfront deposits, accept on-site payments via mobile terminals, and send secure payment links after project completion. Manage high-ticket invoices and milestone payments with flexible billing options.

Cleaning & Maintenance Services

Automate recurring service billing, send digital invoices via email or text, and securely store cards for ongoing contracts. Mobile payment solutions allow technicians to collect payment immediately upon job completion.

Massage & Personal Care Practices

Accept payments in-office or via mobile devices, store cards securely for repeat visits, and automate package billing. Offer easy online booking payments and reduce no-shows with deposit collection tools.

Full-Featured Retail Technology

Whether you need a simple payment terminal or a full retail management system, we provide scalable solutions built for growth.

Point of Sale Systems

Inventory management, employee permissions, barcode scanning, loyalty programs, and advanced reporting — all integrated into one platform.

Payment Terminals

Plug-and-play wired and wireless devices designed for speed and reliability.

Payment Gateways

Enable secure e-commerce, recurring billing, hosted checkout pages, and customer insights.

Built-In Security & Compliance

Saint Louis Merchant Services protects your business with:

  • PCI-compliant processing
  • Point-to-point encryption (P2PE)
  • Tokenization for stored payment data
  • EMV chip technology
  • Real-time fraud monitoring
  • SSL-secured online payments

Your clients trust you with their homes, wellness, and personal care — we help you protect their payment information just as carefully.

Ready to Simplify How You Get Paid?

Call (636) 232-5097 or request a consultation to explore the right solution for your business.