Online Privacy Policy

Your Privacy Matters to Us
Saint Louis Merchant Services is committed to protecting the privacy of visitors to our website (https://stlmerchantservices.com). This Privacy Policy explains how we collect, use, and safeguard personal information provided through our website.
We may update this Privacy Policy from time to time. Any changes will be posted on this page.
This Privacy Policy is accessible from our homepage and at every location on our website where personal information may be requested.

Information We Collect
The Only Personal Information We Collect Online Is Information You Voluntarily Provide.
We collect personal information only when you choose to provide it. This may include:
Name
Mailing address
Email address
Phone number
Business information
Other similar details
If you provide personal information, we use it only to:
Respond to your inquiries
Provide requested information
Facilitate merchant-initiated or authorized transactions
Comply with federal, state, and local laws
Comply with card brand regulations and credit reporting requirements
Prevent fraud
Occasionally share relevant information about our services that may benefit your business

Browsing Our Website
You may browse our website without revealing your identity.
We may use cookies, analytics tools, or similar technologies to collect aggregated, non-personal information about:
Pages visited
Time spent on the site
Navigation patterns
This data helps us improve website performance and user experience.
We do not collect personal information such as your email address unless you voluntarily provide it.
We do not sell personal data.
Aggregated website data may be shared with vendors who assist in website operations under strict confidentiality agreements.
We may disclose information if required by law or if disclosure is necessary to protect our legal rights or prevent harm.

How We Protect Your Information
We are committed to protecting the confidentiality of user information.
Access to personal information is limited to:
Employees
Authorized agents
Affiliates or vendors who require access to perform business services
All vendors and service providers are contractually required to safeguard personal information.
In some cases, data may be processed outside of your state or country. By submitting your information, you consent to such transfers when necessary for service fulfillment.
Employees with access to user information are trained on privacy policies and security procedures. Violations of this policy may result in disciplinary action.

Security Safeguards
Security is a priority.
We use appropriate technical and organizational safeguards to protect personal information against unauthorized access, disclosure, alteration, or destruction. These safeguards may include:
Encryption
Secure servers
Restricted system access
Physical security controls
We continuously review and enhance our security practices.

Promotional Communications
You may receive communications from Saint Louis Merchant Services regarding services, updates, or promotions.
You may opt out of marketing communications at any time by contacting us at:
📞 (636) 541-5455


Phone Number Verification & Multi-Factor Authentication (MFA)
To enhance account security, we may use your phone number for:
Phone number verification during account setup or updates
Multi-Factor Authentication (MFA) when accessing sensitive account features
By providing your phone number, you consent to receive SMS messages or voice calls related to account verification or security purposes. Message and data rates may apply.
You may opt out of these communications by contacting our support team; however, doing so may limit access to certain services that require verification.

Website Not Intended for Minors
Our website is not directed toward individuals under the age of 18. We do not knowingly collect personal information from individuals under 18.

Third-Party Links
Our website may contain links to third-party websites, including business partners or affiliates.
Saint Louis Merchant Services is not responsible for the privacy practices, content, or policies of those websites. We encourage users to review the privacy policies of any external sites they visit.
This Privacy Policy applies only to information collected directly through https://stlmerchantservices.com.

Contact Us
If you have questions about this Privacy Policy or how your information is handled, please contact:
Saint Louis Merchant Services
📞 (636) 541-5455